{"id":5150,"date":"2016-11-06T10:33:40","date_gmt":"2016-11-06T10:33:40","guid":{"rendered":"http:\/\/microsites.bournemouth.ac.uk\/undergraduate\/?p=5150"},"modified":"2020-10-26T16:31:39","modified_gmt":"2020-10-26T15:31:39","slug":"budgeting-as-a-student","status":"publish","type":"post","link":"https:\/\/microsites.bournemouth.ac.uk\/student-blog\/2016\/11\/06\/budgeting-as-a-student\/","title":{"rendered":"Budgeting as a student\u2026"},"content":{"rendered":"<p>It&#8217;s the student stereotype to be a &#8216;poor student&#8217;, living off of baked beans and cereal, but with a bit of budgeting and planning you can make your money stretch. I&#8217;ve always thought budgeting and making sure I forward plan is important to avoid feeling stressed about money, so I can focus on other things like assignments.<\/p>\n<p>My main budgeting tip, and what I have done for the last 3 years, is to make an incoming and outgoing list of money that I know about for the year. I make a list of every time I have student loan or bursary going into my account, and how much, and when my rent and bills are going out. This way I get a rough idea of my income for the year once rent has been deducted.<\/p>\n<div id=\"attachment_5152\" style=\"width: 460px\" class=\"wp-caption aligncenter\"><a href=\"https:\/\/microsites.bournemouth.ac.uk\/undergraduate\/files\/2016\/11\/Budgeting-NUS.web_.jpg\" rel=\"attachment wp-att-5152\"><img loading=\"lazy\" decoding=\"async\" aria-describedby=\"caption-attachment-5152\" class=\"wp-image-5152\" src=\"https:\/\/microsites.bournemouth.ac.uk\/undergraduate\/files\/2016\/11\/Budgeting-NUS.web_-300x218.jpg\" alt=\"budgeting-nus-web\" width=\"450\" height=\"327\" \/><\/a><p id=\"caption-attachment-5152\" class=\"wp-caption-text\">Budgeting helps you avoid having to scrimp and save those pennies!<\/p><\/div>\n<p>When I first started university and I was getting used to budgeting, I would withdraw \u00a340 a week and use that for my shopping and for going out. I found it really useful actually, and that I was able to stick to it without overspending all the time.<\/p>\n<p>Another way that I have been able to budget is through using online banking and having the app on my phone. This way I can see the amount I have in my account and work out from there if I can afford something. It&#8217;s really handy being able to log on and see my balance straight away! Mainly budgeting relies on common sense.<\/p>\n<div id=\"attachment_5151\" style=\"width: 415px\" class=\"wp-caption aligncenter\"><a href=\"https:\/\/microsites.bournemouth.ac.uk\/undergraduate\/files\/2016\/11\/Budgeting-40-pounds.web_.jpg\" rel=\"attachment wp-att-5151\"><img loading=\"lazy\" decoding=\"async\" aria-describedby=\"caption-attachment-5151\" class=\"wp-image-5151 size-full\" src=\"https:\/\/microsites.bournemouth.ac.uk\/undergraduate\/files\/2016\/11\/Budgeting-40-pounds.web_.jpg\" alt=\"budgeting-40-pounds-web\" width=\"405\" height=\"466\" \/><\/a><p id=\"caption-attachment-5151\" class=\"wp-caption-text\">Withdrawing cash helps me stick to my budget by physically seeing how much I have left a week.<\/p><\/div>\n<p>As a student you won&#8217;t be able to afford to go out shopping for new clothes and shoes all the time, but it&#8217;s also nice to treat yourself! Through being sensible I have been able to have treats throughout my time as a student, I haven&#8217;t missed out greatly on a lot of things, and that&#8217;s because I&#8217;ve tried to be sensible with my budget!<\/p>\n","protected":false},"excerpt":{"rendered":"<p>It&#8217;s the student stereotype to be a &#8216;poor student&#8217;, living off of baked beans and cereal, but with a bit of budgeting and planning you can make your money stretch. I&#8217;ve always thought budgeting and making sure I forward plan is important to avoid feeling stressed about money, so I can focus on other things&#8230;  <a class=\"excerpt-read-more\" href=\"https:\/\/microsites.bournemouth.ac.uk\/student-blog\/2016\/11\/06\/budgeting-as-a-student\/\">Read more &raquo;<span class=\"sr-only\"> about Budgeting as a student\u2026<\/span><\/a><\/p>\n","protected":false},"author":1412,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[336,1638],"tags":[148,156,135],"class_list":["post-5150","post","type-post","status-publish","format-standard","hentry","category-blogs-archive","category-undergraduate","tag-budgeting","tag-shopping","tag-student-finance"],"acf":[],"_links":{"self":[{"href":"https:\/\/microsites.bournemouth.ac.uk\/student-blog\/wp-json\/wp\/v2\/posts\/5150","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/microsites.bournemouth.ac.uk\/student-blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/microsites.bournemouth.ac.uk\/student-blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/microsites.bournemouth.ac.uk\/student-blog\/wp-json\/wp\/v2\/users\/1412"}],"replies":[{"embeddable":true,"href":"https:\/\/microsites.bournemouth.ac.uk\/student-blog\/wp-json\/wp\/v2\/comments?post=5150"}],"version-history":[{"count":2,"href":"https:\/\/microsites.bournemouth.ac.uk\/student-blog\/wp-json\/wp\/v2\/posts\/5150\/revisions"}],"predecessor-version":[{"id":5154,"href":"https:\/\/microsites.bournemouth.ac.uk\/student-blog\/wp-json\/wp\/v2\/posts\/5150\/revisions\/5154"}],"wp:attachment":[{"href":"https:\/\/microsites.bournemouth.ac.uk\/student-blog\/wp-json\/wp\/v2\/media?parent=5150"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/microsites.bournemouth.ac.uk\/student-blog\/wp-json\/wp\/v2\/categories?post=5150"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/microsites.bournemouth.ac.uk\/student-blog\/wp-json\/wp\/v2\/tags?post=5150"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}